The Best Customer Financing Programs for Small Businesses

Published on
July 1, 2025

Offering payment options is no longer just a nice-to-have for small businesses, it is a must. Today’s customers expect simple and fast ways to pay over time, and small business owners need tools to make that happen without creating extra financial stress. That is where Clicklease comes in.

In this post, we will break down how customer payment programs work, how small businesses can benefit from offering them, and what leasing options Clicklease provides across key industries.

How Do Small Businesses Access Customer Financing Options?

Small businesses often turn to equipment leasing and point-of-sale partners to help customers get what they need right away, with the ability to pay over time. Unlike traditional bank loans, these programs are easier to manage, quicker to set up, and require less paperwork.

At Clicklease, we work directly with equipment sellers to offer instant lease decisions at the point of sale. This helps business owners close more sales, give their customers confidence, and increase their average transaction size.

What Is the Customer Financing Process with Clicklease?

Our process is designed to be simple for both sellers and customers. Here’s how it works:

  1. Customer applies online in under 60 seconds
  2. Instant decision with soft credit pull only
  3. Customer selects a lease plan that fits their budget
  4. Documents are signed electronically
  5. Equipment ships right away

This entire process can be completed in just a few minutes. No lengthy applications, no delays.

How Do I Offer a Payment Plan to Customers?

If you are a business selling equipment to other small businesses, offering a customer payment option is one of the fastest ways to increase revenue. With Clicklease, you can:

  • Offer monthly payment options directly at checkout
  • Serve more customers, including those with less-than-perfect credit
  • Get paid upfront, while your customer pays over time
  • Track applications and activity through a dealer portal

This makes it easy to close more deals and serve a wider audience, especially in industries where upfront cash is often limited.

What Types of Leasing Options Does Clicklease Offer?

Clicklease specializes in lease-to-own programs that help small business owners get essential equipment quickly and affordably. We tailor our leasing solutions across key industries:

Construction and Trades

  • Compressors
  • Welders
  • Concrete mixers
  • Ladders and lifts

With tight project timelines and seasonal cash flow, tradespeople benefit from paying monthly instead of tying up capital.

Retail and E-commerce

  • Point-of-sale systems
  • Display shelving
  • Digital signage
  • Receipt printers

Retailers can use leasing to keep storefronts modern without large upfront investments.

Health and Beauty

  • Salon chairs
  • Massage tables
  • Esthetician tools
  • Medical-grade equipment

Independent providers and small clinics rely on Clicklease to get what they need without borrowing from a bank.

Food Services

  • Food trucks
  • Espresso machines
  • Refrigeration units
  • Prep tables

Whether you’re launching a mobile kitchen or opening a new location, leasing removes the barrier to entry.

Auto Repair and Mobile Services

  • Diagnostic tools
  • Alignment systems
  • Tire changers
  • Work vans and lifts

Shops and mobile techs use Clicklease to stay competitive while keeping cash available for other expenses.

Why Clicklease?

Clicklease was built to support small business owners. We believe everyone deserves access to the equipment they need to grow, regardless of credit history or business size.

Here is what sets us apart:

  • Fast and simple process
  • Soft credit pull only
  • No hidden terms
  • No impact on credit for applying
  • Wide range of approved equipment types

The Bottom Line

Whether you are a small business looking to offer payment plans or a customer who needs equipment fast, Clicklease is here to help. We have designed our programs to serve real people running real businesses.

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