Understanding Equipment Lease Payment Options
When you're growing a small business, equipment is the key to scaling whether it’s a commercial oven, salon chair, or heavy-duty printer. But buying equipment outright isn’t always practical or affordable. That’s where equipment leasing comes in.
At Clicklease, we help business owners get the equipment they need with fast, simple payment options that make sense for your cash flow. In this guide, we’ll break down equipment lease payment options, the different types of leasing, payment structures, and more. Whether you’re wondering if you can pay off your lease early or want to understand how equipment leasing works, you’re in the right place.
What Is Equipment Leasing
Equipment leasing is an equipment financing option that allows businesses to get equipment by paying for it over time instead of purchasing it upfront. At Clicklease, our leasing solutions give small business owners a way to get what they need now and own it later.
How Equipment Leasing Works
Here’s a simplified look at how leasing works with Clicklease
- Apply Online: Our application takes minutes with no hard credit pull and no paperwork
- Get an Instant Decision: See your personalized lease options immediately
- Choose Your Equipment: Work with a vendor to select the equipment you need
- Sign and Start Using It: Sign your lease agreement and your equipment ships
You make fixed lease payments on a set schedule. When your lease ends and your final payment is made, you have the option to purchase your equipment outright or return it.
What is the typical term of an equipment lease?
Clicklease offers lease terms ranging from 12 to 60 months depending on your equipment, budget, and preferences. Longer terms offer lower payments. Shorter terms let you pay it off faster.
Can you pay off an equipment lease early?
Yes. You can pay off your Clicklease lease early at any time with no penalties. Many customers choose to do this and save money over the life of the lease. This gives you the ability to adapt as your business evolves.
Tax Benefits of Equipment Leasing
Leasing may provide important tax benefits. Many businesses can deduct lease payments as an operating expense. You may also qualify for Section 179 deductions depending on your situation.
Consult your tax advisor to make sure you’re maximizing available benefits.
End-of-Lease Options
At the end of your Clicklease lease you typically have three options:
- Own the Equipment: Make a final low-cost payment and the equipment is yours
- Upgrade Your Equipment: Start a new lease with updated equipment
- Return It: Rare with lease-to-own but can be discussed based on your agreement
What are the different types of equipment leasing?
Here are the most common types
- Operating Lease: Short term rental style where you return the equipment
- Capital Lease or Lease-to-Own: Long term with an ownership option at the end
- Fair Market Value Lease: You lease and may buy the equipment at market value at lease-end
Why Choose Clicklease?
Clicklease is built to support small business owners with simple and accessible lease options. We offer:
✅ Instant Decisions: See your lease options in minutes
✅ Low Payments: Options starting as low as $20 per week
✅ No Hidden Fees: Transparent terms with no surprises
✅ Early Payoff Own your equipment faster and for less
✅ Simple Terms Choose what works best for you
Explore more equipment financing options or visit our FAQs for more answers.
Final Thoughts
Equipment leasing gives your business the tools it needs without the burden of large upfront costs. With Clicklease, the process is simple, clear, and designed with small business success in mind.
Ready to get started
Apply in minutes and see your lease options today with no hard credit pull required!
